How do you say FIAR in English?

If the second were true, credit cards would not be so successful.

This is one Spanish wins. There is not one word to define what FIAR is in English. 
FIAR is when you sell a product but admit the purchaser to pay at a later date.
The most likely translations would be SELL ON CREDIT or BUY ON CREDIT depending on who's speaking, the seller or the buyer.
GIVE CREDIT is also possible, however, this expression also has another meaning which is to acknowledge someone's merits.

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