How do you say FIAR in English?

Buy now, pay later.
If anything defines the philosophy behind what in Spanish we call FIAR is those words precisely.
There is not one word in English to say FIAR. Depending on who you are, a seller or a buyer, you BUY ON CREDIT or SELL ON CREDIT.
The only difference is that in our culture FIAR indicates that you obtain a product on credit and indeed you are expected to pay but there is no gain for the seller. 
When you buy using a credit card that is different because then you have to pay an interest which is usually not low.  
That explains why FIAR, though a common practice in Ecuador, is not really appreciated especially by those who sell. 

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